I got the good news this morning when one of the staff from Orchard Bank called me that my application for credit cards for bad credit has been approved. I’m glad to hear that I have got the unsecured credit line. The best part is that there is no minimum credit requirement to apply for the card. Beside this I also applied for top reward credit card with no annual fee for my personal use and I’m still awaiting a reply from them. If you would like to find the best rate for credit cards, click on the link to check it out!